Joshua Zote
Consultant – Personal Pensions
We offer a range of services to international occupational retirement benefit schemes including international pension plans (IPPs). From pension trusteeship to administration and actuarial services, we provide the specialist pension expertise, consultancy and third-party governance you need for your international company pension scheme. INTRO
Whether you have (or are looking to implement) a bespoke corporate scheme and need third party governance and / or administration services, or you are a company looking to facilitate a group personal pension scheme for your employees, we offer a range of options.
We offer a choice of solutions for Gibraltar employers looking to provide pension benefits for their employees which comply with the Gibraltar Private Sector Pension Act 2019.
We offer retirement benefit plans for individuals based anywhere in the world; the most appropriate for you will depend on several factors including your jurisdiction of residence, domicile status and the assets you wish to include in the pension.
Enjoy the flexibility of setting up your own personal pension plan, administered by our professional team who deliver a dedicated service from our Douglas HQ. We offer various solutions depending on the complexity of your situation, including bespoke pension schemes to meet your particular requirements.
Looking for a Gibraltar pension scheme designed specifically for Gibraltar residents? Established under trust in Gibraltar, Gateway Personal is designed for individuals who wish to contribute, or have their employer contribute, to a Gibraltar personal pension scheme for future retirement planning.
All pension schemes are required to have at least one trustee who is 'independent' of the employer. Our experience of all aspects of pension schemes means that we are expertly positioned to act as independent pension trustee.
We provide a full range of administrative services to a varying range of pension schemes in the Isle of Man. Some of these schemes also include members based in the UK, Jersey and Guernsey.
Our actuarial services include Scheme Actuary appointments, the provision of regular funding valuations and advice for corporate pension schemes. We also produce accounting disclosures compliant with appropriate standards and provide a wide range of consultancy services to schemes and trustees.
Our offshore consultancy practice is dedicated to the actuarial, risk management, product and operational needs of the international insurance industry. We provide a complete range of actuarial, risk management and life consultancy services.
The Isle of Man's only dedicated pensions conference, this full day event is specifically created for anyone involved with the provision and/or governance of Isle of Man company pension schemes and group personal pensions.
Boal & Co is proud to announce its sponsorship of 17-year-old Regan Corrin, a successful and ambitious high jumper and long jumper from the Isle of Man.
Boal & Co has announced its sponsorship of Gibraltar Netball’s Junior League.
If you live and/or work in Gibraltar, you will be aware of the Private Sector Pensions Act 2019 (the “Act”) which mandates all employers in Gibraltar to enrol their eligible employees into a workplace pension scheme.
A pension trustee has overall control of the assets placed into a pension scheme. In this third scenario in the series, we discuss how the Trustee might review and widen the range of funds available to the members.
Boal & Co was established in the Isle of Man in 1995, which to this day remains Boal & Co's Headquarters.
Boal & Co expanded into Jersey in 2015 following the acquisition of Zurich Insurance Group's Jersey-based trust business, Zurich Trust Limited.
Boal & Co was established in Gibraltar in 2013, marking significant extension of Boal & Co's offering to expatriate clients and advisers globally.
Boal & Co’s Malta offering can be suitable for individuals tax resident in the EEA and looking to transfer their UK pensions or existing QROPS.
Accounting Technician
Christine joined Boal and Co in 2018 as a newly qualified certified accounting technician.
Christine is responsible for the maintenance of Boal & Co’s sales and purchase ledgers, and reconciliation of cashbooks for the Boal group of companies.
She also assists with the overall maintenance of financial records and accounting needs of the group’s operations, including supplier payments, VAT, billings, banking relationships and the audit process as well as the overall corporate reporting function.
With more than 20 years' bookkeeping experience, Christine has held several roles within the Isle of Man’s financial sector.
Christine has the CAT qualification from the ACCA.
Christine enjoys spending time with her husband and 2 children. She enjoys spending her weekends camping in her motorhome and going on long walks in the Manx countryside. She is also an avid supporter of Tottenham Hotspur FC.
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